If you’re looking for government help for senior citizens, you might be wondering how the government provides resources for seniors. The answer is that the federal and state governments offer a wide range of support for elderly and disabled individuals. These programs can help lower the cost of everyday living. Whether you need help paying for your prescriptions or are in need of a new home, these programs will help you.
For example, the IRS Elderly Tax Credit may reduce taxes owed each year. People age 55 and older with HDHP can contribute $1,000 to their HSA each year. This allows them to avoid paying up to three types of taxes. Depending on your income level, you can also qualify for Homestead Exemptions.
Additionally, the USDA offers grants to homeowners in rural areas. Its Homestead Exemption Program helps people who are low-income or elderly get a homestead exemption. However, there are strict eligibility requirements.
Help For Senior Citizens
Another federal program is the Medicare Savings Program. If you have a qualifying health insurance plan, this program will help you pay your co-payments and Part A and B deductibles. Also, if you’re covered by social security, you can apply for personal retirement benefits.
If you’re looking for a more permanent home, the Section 8 Voucher Program can help you afford a decent apartment. You can also receive help with your rent and hook-up fees. There are several other government programs designed specifically for seniors.
In addition to government resources, there are charitable organizations and nonprofits that provide assistance to seniors. They include Meals on Wheels, which delivers home-cooked meals to the elderly.
Volunteers can also help out seniors in the community. The Foster Grandparent Program is one of these programs. Participating volunteers typically donate between 15 and 40 hours of their time per week. Their rewards are small payments for their time and accident insurance.
Senior Citizen Assistance
While the federal government provides many programs for seniors, there are many additional resources and services available from local and municipal governments. These programs can also be customized to the needs of individual seniors.
Some of the grant opportunities for seniors are meant to help fund home repairs and renovations. Some are focused on women or minorities. To learn more about these programs, visit the Foundation Center.
In addition, there are grants to pay for transportation services for seniors. Supplemental loans are also available for those on social security. These loans can be used for medical or other costs during the transition period.
Seniors can also receive free government money to offset the cost of rental housing. The Mortgage Insurance Rental Housing for the Elderly program provides quality rental housing for seniors. Those who live in such homes can receive up to $7500 in grant money each year.
Finally, there are grants for seniors over 65 who want to volunteer. The Foster Grandparent Program is designed to reward seniors who volunteer. Volunteers are provided with training and accident insurance.
Regardless of whether you’re looking for assistance with prescriptions, transportation, or a new home, the government and other non-profit agencies can help. Getting government help for senior citizens can be an important step toward a healthier life.